Short answer

Stripe agentic commerce lets a business sell through AI agents while keeping its existing Stripe payments. The Agentic Commerce Suite lets merchants upload a product catalogue and manage agent access from the Stripe Dashboard. Shared Payment Tokens let an agent pass a buyer’s payment method to the seller with limits on amount, currency and time. Availability varies by channel and country, so check what applies to your account before promising anything to customers.

The pieces of Stripe’s agentic commerce offer

Stripe’s agentic commerce documentation covers both sides of an agent purchase: the seller receiving orders from agents, and agents paying on a buyer’s behalf. Stripe notes that availability, launch stage and supported countries vary by integration.

Stripe agentic commerce building blocks
ComponentWhat it doesWho uses it
Agentic Commerce SuiteUpload a product catalogue and manage which AI agents can sell it, from the Stripe DashboardMerchants
Agentic Commerce Protocol (ACP)Open checkout specification developed by Stripe and OpenAIAgents and sellers
Shared Payment TokensGive the seller scoped access to the buyer’s payment method for an agent-initiated purchaseAgents issue them; sellers charge them
Link agent walletLets a person’s agent pay with Link, with approval of each paymentBuyers and their agents
UCP payment handlerProcesses Universal Commerce Protocol checkouts through StripePlatforms using UCP

Agentic Commerce Suite: selling through AI agents

Stripe says merchants can sell through AI agents by uploading a product catalogue and managing agent access directly from the Dashboard. Its technical guide describes hosted ACP endpoints, catalogue upload either directly or from existing product syndicators, and checkout built on Stripe’s Checkout Sessions. The merchant keeps control of the customer relationship, including refunds and disputes.

Stripe has announced agentic commerce partnerships with OpenAI, Microsoft, Meta and Google. At Stripe Sessions 2026 it said buyers will soon be able to purchase in Google’s AI Mode and the Gemini app through the Universal Commerce Protocol. Stripe also previewed a version of the suite for platforms such as Wix, BigCommerce and WooCommerce, without a release date.

Shared Payment Tokens: how the agent pays the seller

A Shared Payment Token grants the seller scoped access to a buyer’s payment method for a purchase the agent started. The agent issues the token with limits such as currency, maximum amount and expiry, and the seller uses it to create a payment as usual.

Stripe’s documentation lists Shared Payment Tokens as available to agents, customers and sellers in the US, Canada and selected European countries, including the UK. The seller terms and API examples are marked as preview, so check the current status before relying on it.

What to check before selling through AI agents with Stripe

Payment support is only one part of being chosen and bought from. Use this list to decide whether the suite is worth enabling now.

  • Eligibility: confirm which agent channels and payment features are available for your country and account.
  • Catalogue: make product names, variants, prices, stock and identifiers accurate before uploading them.
  • Policies: publish clear delivery, returns and support terms that an agent can quote correctly.
  • Checkout: test a full purchase of the right variant, including taxes, shipping and confirmation.
  • Controls: decide which agents may sell your products and how refunds and disputes will be handled.
  • Measurement: tag agent-led orders so you can compare them with other channels.

Related guides

Primary sources

Read the underlying announcements and guidance

Common questions

Questions about Stripe agentic commerce

What is Stripe agentic commerce?

Stripe’s set of products for selling to and through AI agents: the Agentic Commerce Suite for merchants, Shared Payment Tokens for agent payments, the Link agent wallet for buyers, and support for the ACP and UCP protocols.

Does Stripe agentic commerce work with ChatGPT?

Stripe co-developed the Agentic Commerce Protocol with OpenAI, and OpenAI was the first platform to implement it in ChatGPT. Check your eligibility for each channel in your Stripe account.

Is Stripe agentic commerce available in the UK?

Some parts are. Stripe lists Shared Payment Tokens as available in the US, Canada and selected European countries, including the UK. Channel availability varies, so check each one.

Will enabling the suite make AI agents recommend my products?

No. It makes your products available to buy through supported agents. Whether an agent recommends them still depends on accurate product information and evidence that they fit the buyer’s request.